Goldbrook Financial in Dyersburg, Tennessee is a funding broker, not a lender. It matches business funding requests with funding partners, who review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing.
Goldbrook Financial Is a Funding Broker, Not a Lender
Goldbrook Financial does not lend, lease or advance its own money and makes no credit decisions. It takes a business's request by phone or form, discusses which funding types fit, and passes the request to funding partners that consider that kind of funding.
Funding Partners Make the Credit Decision
Only the partner decides whether to make an offer, and it sets the amount, price and terms. A partner may decline or offer something other than what was asked for. Goldbrook cannot change a partner's decision, and no request is assured of an offer.
A Merchant Cash Advance Is Not a Loan
In a merchant cash advance, a provider purchases a share of receipts the business will collect in future. The provider collects that share from sales, and the cost is set by a factor rather than an interest rate. Compare the total collected with the total cost of a loan for the same need.
Checks Before Signing an Offer
- Read the full agreement and keep a signed copy.
- Add up every fee and the total paid or collected, in dollars.
- Check collateral, personal guarantees and prepayment terms.
- Ask the partner about anything unclear before you sign.
By Goldbrook Financial · Updated